The goal of the PocketGuard app is to show you how much of the money in your accounts is spendable. This retirement tool allows you to forecast how your retirement savings may grow over time. Unlike many of the other personal finance apps listed in this guide, Personal Capital has a retirement planning feature. It lets you view all of your accounts-including checking, savings, and investments-in one place. Personal Capital is a free personal finance app for mobile, tablet, and desktop. There is a free version as well as a paid upgrade. You can also set up savings goals and due date reminders for expenses that need to be paid on a certain day. EveryDollarĬreated by Ramsey Solutions, EveryDollar lets you create a personalized budget with as few or as many categories as you would like. You can get a free trial for the first month.

You Need a Budget follows a four-step method to saving money that involves assigning funds to digital envelopes, planning ahead for the large expenses, and consistently spending less than you earn. You can also create and manage different spending goals. The app automatically tracks and categorizes your expenses throughout the month, allowing you to see how much you spend on certain categories. Mint is often cited as one of the best budgeting apps for people looking to keep track of their spending. This guide provides a list of the best personal finance apps, tools, websites, and books that can help you stick to a budget and grow your savings. Whether you’re looking to save up for a large expense or pay down student loan debt, personal finance resources can set you up for success. In addition, 14% of budgeters use a budgeting app. Thankfully, there are plenty of apps and tools designed to take some of the stress out of managing your finances.Ī survey by The Penny Hoarder found that 40% of people who follow a budget manage their money with spreadsheets.

Keeping track of your expenses can be complicated, but it’s an essential aspect of saving money.

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